A place to call home
Kaua`i Habitat for Humanity provides opportunities for hardworking families in need on Kaua`i to build and buy their own home using its established self-help model. Kauai Habitat builds homes in partnership with qualifying homebuyers and the community. The homes are sold to qualified homebuyers at no profit through affordable mortgages. Through the Habitat program, homebuyers acquire the knowledge and tools to be successful, long-term homeowners and members of the community.
New Home Construction
Buying a home in partnership with Kauai Habitat for Humanity is a unique opportunity where homebuyers can learn to be successful homeowners by training them to pay for their homes, maintain their homes and connect with their community. Partner homebuyers are required to take homebuyer education classes, work with their neighbors and community volunteers, and commit to approximately 30 productive hours of work per week as their “sweat equity” in lieu of down payment. Habitat homes are modest, high quality, and energy efficient. Home styles may vary in each of our neighborhoods, and the size of the home is generally determined by household size.
Mortgage payments along with grants, private contributions, volunteer labor, and sweat equity help Kaua`i Habitat keep costs low and enable us to build truly affordable housing.
To keep mortgages affordable, Kaua’i Habitat utilizes USDA Rural Development programs. Read more about each program below.