Homeownership

 A place to call home

 

Kaua`i Habitat for Humanity provides opportunities for hardworking families in need on Kaua`i to build and buy their own home using its established self-help model. Kauai Habitat builds homes in partnership with qualifying homebuyers and the community. The homes are sold to qualified homebuyers at no profit through affordable mortgages. Through the Habitat program, homebuyers acquire the knowledge and tools to be successful, long-term homeowners and members of the community.

 

 

New Home Construction

 

Buying a home in partnership with Kauai Habitat for Humanity is a unique opportunity where homebuyers can learn to be successful homeowners by training them to pay for their homes, maintain their homes and connect with their community. Partner homebuyers are required to take homebuyer education classes, work with their neighbors and community volunteers, and commit to approximately 30 productive hours of work per week as their “sweat equity” in lieu of down payment. Habitat homes are modest, high quality, and energy efficient. Home styles may vary in each of our neighborhoods, and the size of the home is generally determined by household size.

 

Mortgage payments along with grants, private contributions, volunteer labor, and sweat equity help Kaua`i Habitat keep costs low and enable us to build truly affordable housing.

How Can I Qualify?

 

Individuals and families interested in becoming Habitat homebuyers must meet a few basic criteria:

 

  • Gross household income must be between 30-80% of the Kauai Median Income.
  • Provide labor of roughly 30 productive hours per week (“Sweat Equity”).
  • Work as a team alongside neighbors, volunteers, and staff.
  • Help tell the story of their journey to homeownership.

 

Get Ready to Apply!

 

Click below for some life-changing tips:

Get on our Notification List

 

Offerings for houses and lots may occur about once a year depending upon resources. If you’d like to be notified of the next housing offering, click the button below.

Equal Housing Opportunity

 

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.