Homeowners-in-Training

Our Homeowners-in-Training is a group of dedicated and committed individuals who are working to better their lives through their journey to homeownership. They have submitted their applications for available housing opportunities, are currently in various stages of loan processing, and have begun making their contributions of time and efforts in lieu of a traditional down payment. Their contributions are referred to as “sweat equity” – the time homeowners-in-training must commit toward the construction of their homes and those of other partner households, as well as toward all areas of Habitat’s mission-critical work (administration, public relations, ReStore).

Sweat equity requirements for households in the process of becoming homeowners:

‘Ele‘ele Iluna Subdivision (107 homes, groups of 10-12)
550 hours per household

Dept. of Hawaiian Homelands (scattered home sites)
700 hours per household

Repair and Renovation Program (critical repairs)
Total hours is based upon total value of repair work

A Brush With Kindness (painting, select minor repairs)
Total hours is based upon total value of repair work